All necessary risks are covered
Damage from natural disasters
Fire & liquid leaks
Coverage for movable property outside the home
Trip cancellation or interruption
Now available in App
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Why Balcia is your best choice?
We cover both mobile and stationary items
Home assistance 24/7
Policy with the fewest exceptions in the market
Compensation paid within 5 days (follow up via Balcia APP)
Hassle-free subscription and cancellation (no extra fees!)
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Download documents
Agreements
Property All Risk Insurance Terms and Conditions No. EE-08/02-03 Valid from 20.10.2026
Property Selected Risk Insurance Terms and Conditions No. EE-08/01-03 Valid from 20.10.2026
Property Insurance Product Information Document (All Risks) Valid from 20.10.2026
Property Insurance Product Information Document (Selected Risks) Valid from 20.10.2026
Archive
Property Selected Risk Insurance Terms and Conditions No. EE-08/01-02 valid from 29.09.2023 till 20.10.2026
Property Insurance Product Information Document (Selected Risks) valid from 29.09.2023 till 20.10.2026
Property All Risk Insurance Terms and Conditions No. EE-08/02-02 valid from 29.09.2023 till 20.10.2026
Property Insurance Product Information Document (All Risks) valid from 29.09.2023 till 20.10.2026